5.320 Vehicle Identification Number Missing at the Time of Removal on Low Value Vehicles Removed for Reasons Other than Abandonment (VC 22851.2 ).5.310 Disposition of Low Value Vehicles Removed for Reasons Other than Abandonment (VC §22851.6, 22851.8, 22851.10).5.300 Low Value Vehicles Removed for Reasons Other than Abandonment (VC §22851.2).5.240 Dismantler Acquisition of Abandoned Low Value Vehicles (VC §11520).5.230 Reregistration of Abandoned Low Value Vehicles (VC §22851.3 ).5.220 Request for Post-Storage Hearing of Abandoned Low Value Vehicles (VC §22851.3 ).5.210 Disposition of Abandoned Low Value Vehicles (VC §22851.3).5.200 Abandoned Low Value Vehicles (VC § 22669).5.130 Dismantler Acquisition of Vehicles Removed by a Local Abatement Procedure (VC §22664).5.120 Reregistration of Vehicles Removed by a Local Abatement Procedure (VC §§22661, 22711).5.110 Disposition of Vehicles Removed by a Local Abatement Procedure (VC §22661).NC DMV office locations accept cash, personal checks, money orders, and major credit and debit cards.Lien Sales and Abandoned Vehicles Toggle sub menu.All documents from your lienholder, including the original car title and any other proof of lien release paperwork.Your lienholder must complete the bottom portion of the form indicating they’re releasing ownership of the vehicle because you’ve satisfied the lien.Application for Duplicate Title (Form MVR-4).Application for Removal of Lien from the Certificate of Title (Form MVR-8).remove the lien) by submitting the following at your local NC DMV office: Once you’ve paid off your auto loan, you can apply for a clear title (i.e. The NC DMV considers your lienholder to be the vehicle’s legal owner until you pay off your car loan and apply to have the lien removed. Typically, lienholders are financial institutions like banks or credit unions but, depending on how you obtained the money to buy your car, your lienholder might be the car dealer or an individual person who gave you a personal loan. Lienholders are the individual people or companies responsible for issuing your car loan. Obviously, these are situations specific to your circumstances, so you’ll need to work with the lienholder and an NC DMV agent to get specific instructions on how to satisfy the lien and have it removed from your title. A lien can even be placed on your vehicle as part of a divorce settlement. Also, a person or business might put a lien on your title if you use your car as collateral in a transaction. Same thing goes for companies that tow or provide storage for vehicles.
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However, it’s important to understand there are other kinds of car title liens you could encounter.įor example, a mechanic might place a lien on your vehicle if you don’t pay for repair services. Primarily, we’ll be covering the car liens lenders place on titles until loans are paid off. Therefore, the lienholder has legal right to repossess the vehicle if you stop making car loan payments. The purpose of a lien is to provide the lender with financial protection until you satisfy the loan. Once the loan is fully paid off, you can obtain a lien release from the North Carolina Division of Motor Vehicles (DMV) and will officially own your car.Ī car lien is a kind of security your auto loan lender-your lienholder-places on your car title until you pay off the loan and apply to have the lien removed. If you’re still making payments on your auto loan, you probably have a lien on your car title.